Less worries, more money

Save time and money with solutions that make your life easier

Pavel Schweiner

Insurance and investment broker for successful entrepreneurs

I help my clients organize asset management in an effective and comprehensive way and preserve its real value in the long term.

It is important to protect ourselves from risks so that we can live a full, happy and rich life.
However, no one has ever gotten rich by protecting themselves from risk. To do this, you need to invest well and smartly.

Mé služby

My services

I am an independent insurance and investment broker who works exclusively for the benefit of the client. I cooperate with the entire market to ensure the optimal solution tailored to your needs. Thanks to an objective approach and a wide portfolio of products, I will help you find the most advantageous strategy for protecting and enhancing your assets.

The foundation is a well-structured financial plan that gives you an overview of your money in order to achieve your financial goals and manage your family's assets.

The financial plan includes

Investment and savings strategy – how to achieve financial goals, for example, a luxury vacation, buying a car, purchasing a beautiful home, or a lifetime annuity
Debt management – how and when to pay off mortgages or other loans
Insurance – how to safely protect yourself from unexpected situations and financial losses, such as loss of income due to illness, property damage, damage to the company, damage caused to a third party

I cooperate with highly renowned local and global partners in the fields of insurance, investment and banking.

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Pojištění

Insurance

FOR CITIZENS

Life insurance - Quality life insurance protects an individual and their loved ones against income losses resulting from the inability to work and earn money. It ensures sufficient financial resources for quality healthcare, recovery, and replaces income if you become disabled. You can use the money from life insurance, for example,

provision of barrier-free housing, car modification, provision of social services in case of self-insufficiency. In the event of death, they will provide a financial injection that will help the surviving family in difficult times.

Property insurance – if you lose your home due to fire, flood, storm, or theft, you will have to spend huge amounts of money to regain your property. Without quality insurance, this is often impossible, and if you do, you will have to draw on savings that you will lack elsewhere, or you may have to go into debt.
Liability insurance – in your life you are responsible for damages that you or your property cause to a third party. Damages can be to health, property, personal rights. The amount of damage can be enormous.
motor vehicle insurance - has a special category in insurance due to the number and frequency of damages. Damages arise from liability for the operation of a motor vehicle caused to third parties, as well as to one's own vehicle. Damages are often huge compared to regular income.

FOR ENTREPRENEURS AND COMPANIES

The economic and social impact of entrepreneurship is significantly broader, both for business owners and employees.

Property and motor vehicle insurance – Property includes buildings, machinery, information technology, documents, data carriers, supplies. Property is at risk from general hazards such as fire, explosion, lightning, aircraft crash, flood or inundation, storm, earthquake, as well as vandalism, breakage, theft, machine failure, cyber attack. The company also owns motor vehicles.
Buisness Interruption Insurance – A company's income is threatened by interruption or reduction of operations due to a natural disaster, power outage, machine failure, cyberattack, supplier failure or customer insolvency
Businessman's liability insurance – Costs are significantly influenced by the risk of causing damage that may arise from operation, a defective product, for things taken over and used (e.g. movable property owned by a bank or leasing company), for things brought in and put away (e.g. belongings of visitors or own employees), for environmental damage, for data leakage. Certain businesses are burdened with special professional liability (doctors, architects, lawyers, air, rail, river and sea transport operators, carriers and forwarders). Members of statutory bodies and managers are also liable for damage caused to the company.

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Investice

Investment

To achieve interesting value for money, achieve financial goals and protect financial assets from inflation, I provide my clients with investment advice based on a quality financial plan. It is invested in:

Mutual funds
ETF funds
Real estate funds
Qualified investor funds
Pension savings

Investing is associated with a longer investment horizon. The goal is to create sufficient financial reserves to achieve financial independence or to meet various short-term, medium-term and long-term goals.
Cooperation requires constant care, consisting of a perfect understanding of the client's values, financial situation and goals.

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Úvěry

Loans

In the area of credit products, I help clients choose the most suitable mortgage and assist in refinancing it under more favorable conditions. In the case of multiple obligations, I offer a solution in the form of loan consolidation , which will facilitate the management of repayments and reduce the financial burden .

As part of the solutions for companies in the field of operating financing, I provide classic operating financing and non-recourse or recourse factoring (financing of receivables arising from deliveries to customers on a deferred maturity basis).
Cooperation includes client scoring, preparation of a loan application, negotiations with banks, evaluation of optimal conditions from individual banks, checking contractual documentation and assistance in drawing down a loan.

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Reference

Physician at the General Hospital in Prague and primary of the Klatovy Hospital

Jan Vachek, MD, MHA

I have been consulting with Mr. Schweiner about my finances for the third year. He quickly understood my needs and found a tailor-made solution that saved me time and money. He always gave me time to think and offered to compare products from several insurance companies and financial institutions.

Lawyer, Strategic Advisor

Mgr. Ondřej Plánička LL.M.

I have known Pavel for many years. He has very good analytical skills and a sense for business. We work together on projects in which I am involved as a lawyer and advisor. He very quickly understands the logic of business and the risks that arise from it. I also greatly appreciate his independence, reliability and consistent care for my clients.

REFORK SE, founder and member of the supervisory board

Joseph Homola

Our company REFORK focuses on the production of biodegradable products, which requires specific insurance not only for machines, but also for the entire operation. Pavel Schweiner provided us with professional advice and helped us set up insurance coverage exactly according to our needs. We appreciate his quick communication, flexibility and fair approach. What we agree on always applies, and we can rely on him even in situations where we need to act quickly. Thanks to Pavel Schweiner, we are sure that our assets are properly protected and we can fully concentrate on our production.

Owner of SOPO sro and ČESKÁ DUKÁTY sro

Vladimir Olmr

I have been working with Pavel for many years. He has helped me with financing corporate capital, insurance of receivables, and comprehensive insurance of corporate and family assets. I appreciate his independence and reliable service, which saves time for me and my colleagues.

Fitness trainer and owner of Limitless Fitness

Jakub Lunga

I have been working with Pavel for 5 years and thanks to him I have my finances under control. Pavel has helped me secure my income, family and business. Thanks to him I sleep better.

A personal and professional approach is something I like, which is why I work with Pavel. I can only recommend him.

O mně

About me

I believe in a professional and individual approach to each client. My priority is to provide comprehensive service from initial analysis to long-term care. In my work, I pay attention to trust, transparency and building strong relationships, which are the basis for successful cooperation for me.
Since 1994, I have held top positions at international banks and insurance companies (ČSOB, HELLER International, HSBC, COFACE, GENERALI). I now put this experience to good use in my private services for you.

Membership

For the area of insurance and banking products, I am a tied representative of INSIA as The company belongs to the UNILINK Group (the largest insurance distributor in Central and Eastern Europe). UNILINK is owned by Acrisure (Michigan, USA) , which is among the 10 largest brokers in the world.
For the investment sector, I am a bound representative of In Investments as .
I am a member of the Italian-Czech Chamber of Commerce and Industry.